A couple of
years ago, we were approached by a lady in Illinois who was preparing to start
a child care program. The state had a
pretty new requirement for a Risk Management Plan as one of the start-up
requirements. This provider asked if we
had such a plan available for sale. My
first thought was yes, we had one that we developed for our own insurance
provider; it was 2 pages long. This
provider assured me that Illinois was looking for a bit more than that. As we talked, I started to realize just why
she seemed so overwhelmed by the requirement.
She sent me the specific requirements from Department of Children and
Family Services. Basically, the state of
Illinois is looking for providers to think about all of the possible risks
associated with operating a child care program and address those risks in a
document. The areas that must be
addressed are:
- Staffing
- Enrolling and Discharging Children
- Food Service
- Indoor and Outdoor Premises
- Indoor and Outdoor Equipment
- Programs, Activities and Services; Transportation
- Health and Medical
- Emergency/Disaster Planning
- Administration
- Parent Communication
- Pets
Whew! That’s quite a list. No wonder she was feeling a bit stressed.
Our tactic
in developing this document was to address all of the various aspects of a
program. For example, we provide
specifics on infant, toddler, preschool and school-age care. If your program doesn’t offer care for
infants, you can just delete those parts of the document. Our document is 77 pages long, but your final
product will be shorter as you take out the parts that you don’t need.
What made
this project really interesting was receiving a phone call from a provider in
Minnesota who said that our plan covered things that she didn’t need, but then
didn’t cover some things that the state of Minnesota requires. So, of course, we studied the Minnesota
requirements and wrote a Risk Management Plan (much shorter than the Illinois
plan) tailored for their state.
So, my
assurance to you is that if you are looking for a very comprehensive Child Care Risk Management Plan, ours should fit your needs. However, if you find that your state has
specific requirements that are not addressed, just let me know and we will
tailor a plan for your state as well. We
like to make sure that our customers are completely satisfied (and we
appreciate hearing about specific requirements from various states). Also, FYI, if we write a document for you
and can make it generic so that we can sell it to other providers as well,
instead of charging our consulting fees, we just charge you what the online fee
of that particular document will be.
Let me know
if we can help you with something!
Misty